• Welcome to Old Point Mortgage!

    We are your consumer advocates. Look to us to show you the facts about all the different loan programs available to you and which ones are a better financial fit for your needs. This is what we mean by trusted, transparent and responsible lending.

    Our mortgage bankers are SAFE Act licensed and we adhere to a strict no-steering policy. We are only interested in helping you find the loan that best fits your needs.

    Get a free quote    Apply Now

    Happy Old Point Mortgage Customers
  • Get the best possible Rates!

    As a direct lender, we provide some of the lowest rates in the industry. Our underwriting team is dedicated to fast approvals and closing your loan quickly. Our "no steering" policies guarantee that you'll see all loan programs available for your scenario.

    We are licensed in accordance with the federal government’s S.A.F.E. Act and our mission is to become friends and mentors during your search for the best loan available.

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    Home Buyers
  • efficient mortgage process

    Save time, money & the environment!

    Our advanced mortgage automation delivers e-disclosures and real-time loan pricing. We can source, manage, price and lock loans with multiple agencies in just a few minutes.

    Call now for a free quote, or try a quick quote today!

    Get a Quote

  • Credit Tune Up

    Funding Suite's Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and suggests ways to strengthen your credit scores in 72 hours.

    This is the industry's only Credit Reporting software that proofreads every credit file in order to strengthen your borrowing power. We use it to find errors or other issues in your credit profile that may be wrongfully lowering your score and driving up your rates. Want To See Yours?
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    Analyze your credit
Old Point Mortgage, LLC

Old Point Mortgage, LLC
Corporate Headquarters
VA License #MC-5264
NMLS # 264991
Branch NMLS # 264991
(click links above to check licenses)

Direct: 757-769-7169
Mobile: 757-769-7169
Fax: 757-498-7435

15 West Mellen Street
Hampton, VA 23663

    About Old Point Mortgage, LLC

    Old Point Mortgage, LLC is a privately held mortgage company dedicated to facilitating the dream of homeownership from the first time homebuyer to the seasoned real estate investor. Asking two simple questions: 1) Is it good for the borrower, and 2) is it good for our investors - ensures moral and financial responsibility, creating customers for life and future growth.

    A home is one of the biggest purchases we make. We've seen almost every home buying or refinancing scenario and understand the challenges you're facing in this process. As you shop for the perfect home, let us help you find the mortgage that best fits your financial picture. We will be there to answer questions every step of the way. Old Point Mortgage has been in this business for a long time, and we invite you to put our experience and expertise to work for you.

    Old Point is licensed in VA

    We provide mortgage rates and loan services in the entire state of Virginia, as well as the following areas:

    Old Point's Rate Finder

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    Licensed by the Virginia State Corporation Commission, MC 5264

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